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Balance Transfer Loan

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What is Balance Transfer Loan?

Balance Transfer of Loan - is transferring an existing outstanding loan amount from one financer to another. The loan to be transferred can be a Personal Loan, Home Loan or Mortgage loan.


Why is Loan Balance Transfer done?

There are various reasons to transfer a loan.

  • To shift to a bank providing lesser rate of interest to save on the interest paid .
  • For getting a top-up on the existing loan amount.


Who is Eligible for Balance Transfer Loan?

A person with a existing loan with a clear track record & with a stable monthly income is eligible for Balance Transfer Loan

  • Salaried person.
  • Business Person with stable income & business.
  • A partnership or a Pvt. Ltd. company.
  • Professionals with stable income & business.


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